Nagging Health Problems and No Health Insurance

August 28, 2014

healthclaimform6642790Whether or not you’re dealing with a health issue, an attractive benefit of any International School Contract is health insurance–especially if it’s a comprehensive policy! My last insurance included worldwide coverage with just a $100 deductible. That’s a super perk considering that while back in the States one summer I had my shoulder repaired for only the cost of the deductible.

But what do you do when you have health issues or need emergency care and your new school’s health insurance policy has failed to materialize? We transplanted the following letter from the ISR Forum. It outlines a thought-provoking ‘personal health vs. insurance’ situation. We don’t have all the details but the poster does tells us his school knew of his health issues and his need for insurance prior to signing on.

“I began working at my school in July. In my contract it states that I will receive health insurance after I obtain my work visa. I foolishly assumed I would get a work visa soon after arriving.  This has not been the case. There are teachers who have been at the school more than a semester and who still have no health insurance. I also found out (or at least I’ve been told) that the school has already met the limit of employees who may receive work visas.

I have health issues and the prescriptions here run me more than $300 a month. I met with the school’s director about the issue and let him know that I could not afford to pay this amount for my prescriptions (salaries at the school are very low and living costs are high in this country). He confirmed that it might be quite some time before I receive medical coverage. He never got back to me. Yesterday I received a contract offer from a school whose salary and benefits are more in line with what I’m used to with international schools. I will have health insurance (and a paid apartment) immediately upon my arrival.

The school seems to genuinely want to help students of all means, although it can also be said that the school does not give equal concern to the teachers. I doubt that they could do anything to me legally, but I guess that I’m looking for affirmation that I have a right to just up and leave. If I end up in the hospital for any reason here in this country, I face financial ruin.

ISR wants to know what our readers’ take is on this situation. Would you have advised this poster to arrive with 3 months’ worth of prescriptions and a means to get more through whatever channels he/she was using prior to going overseas? Should the school have been more upfront about the insurance situation?  As insurance policies are a major benefit, should they definitely be in place if offered in a contract? Additionally, since insurance policies, unless restricted to just local use, are normally provided through Western insurance companies, is the idea that a work visa is needed to secure such a policy suspect? Should the school have changed its insurance procedures so all teachers would be immediately covered? At what point does a school become responsible for their teachers’ personal needs?


Agony to Ecstasy

August 21, 2014

ISR originally posted this timely topic under the title Changes in Attitude, Changes in Latitude in our August 2010 Newsletter.

Click link below for updated article

https://internationalschoolsreviewdiscuss.wordpress.com/2010/07/31/changes-in-latitude-changes-in-attitude/

 


Security Alert

August 14, 2014

caution-3-2576150ISR has reason to believe a disingenuous international school review web site has been created for the express purpose of misleading recruiting candidates and to entrap teachers who post Reviews. Read more…


Hidden Agendas in Indonesia?

August 7, 2014

The case of Neil Bantleman and Ferdinant Tjiong, detained in Indonesia for allegedly sexually assaulting a child at the prestigious Jakarta International School, continues to draw world-wide scrutiny. The two men, both educators, have been imprisoned now for more than three weeks with no charges levied. Under Indonesian law they can be detained for up to 60 days while police carry on an investigation. To date, however, no evidence has been released incriminating the two men and the following video makes one sincerely question the motives behind the investigation.

 

falsly-accussed
School lawyers report they now have a witness who says that, with the help of the police, the mother who accused the teachers met with a school cleaner who was originally charged with the crime and in custody. It is alleged she promised he would be released if he was prepared to say that JIS teachers were involved as the perpetrators of sodomy. She is also asking for $125 million in damages from the school.

Just prior to the detention of Neil Bantleman and Ferdinant Tjiong, twenty Western teachers from Jakarta International School were deported for small discrepancies in their work visas (some teachers in the elementary division had visas designated for middle school). This followed the investigation of the cleaning staff by authorities. We question why a simple grammatical correction would not have sufficed? Furthermore, the Education and Culture Ministry decreed that the term “international” is to be removed from the names of all international schools in Indonesia, and the word “international” is not be used in school programs, literature, or educational material. In a similar vein, the Education and Culture Ministry has banned the teaching of English language to elementary school children.

Is Indonesia trying to dissuade Western educators and businesses?  If so, they may well be achieving their goal at the expense of Neil Bantleman and Ferdinant Tjiong and JIS. If the good name of Jakarta International School were to be tarnished by means of such accusations of sexual improprieties, embassies and large International companies in Jakarta may find it difficult to attract Western employees with children, as well as employees from other countries.

Jakarta International School  has been transparent and supportive of their teachers throughout this ordeal.  School’s Statements

Certainly ISR is not in a position to determine the guilt or innocence of Neil Bantleman and Ferdinant Tjiong.  In accord with the position of embassies and other agencies, we believe these two men are being held without cause and encourage you to sign the petition in support of the release of Neil Bantleman and Ferdinant Tjiong: Sign the Petition

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